Low Self-Image

-10 points

You lack self-confidence and underrate your abilities to such a degree that it interferes with your performance. You are at -3 to all skill rolls whenever you believe that the odds are against you or others expect you to fail (GM's judgment). For instance, if you're a mechanic, you have no penalty to repair an engine in your shop...but you are at -3 to make the same repairs on the road, in the rain, with only a portable tool kit, and an enemy hot on your trail – on top of the usual modifiers that would apply in that situation!